Laminate Floor Water Damage Insurance

Floor damage from flooding is only covered if you have flood insurance.

Laminate floor water damage insurance.

When water gets below the laminate flooring there is always the possibility of mold developing. I didnt even ask. Water damaged laminate flooring has the potential of being dangerous. Guess i got lucky.

If it was caused by the town or your condo or an appliance under warranty etc. As laminate flooring continues to grow in popularity how to repair laminate flooring after water damage is becoming an interesting topic for many homeowners. When it comes to water damage laminate floor coverings often fare better than other types of flooring. Water mold fire restoration 800 905 0277 would like to point out some of the pluses and minuses of laminate flooring.

Many types of floors not just laminate flooring are subject to damage when hit with enough water. These floors can last for years and don t require much maintenance along the way. Water damage can happen for a number of reasons too many to list and sometimes it is covered by insurance either homeowner s insurance or someone else s insurance e g. Laminate flooring and water however have a complicated relationship.

No matter whether you have ho 2 ho 3 or ho 6 some types of damage your policy won t cover. The flooring covered a hallway and 2 separate rooms and one of the rooms was completely dry unaffected. If you have a homeowners policy on your house you may want to speak with your insurance company. If the flooring is buckled it can create a tripping hazard.

From the photos and guessing on my part this looks like a plastic laminate type flooring that had something wet placed or more likely a solvent in the area of damage. So how do you fix laminate floors with water damage. Flooding or other significant water damage is a different story. Water or solvent damage to a plastic laminate floor.

Water damage laminate floor. Laminate flooring is popular among homeowners because it looks nice and is durable. The wood materials in laminate floors are susceptible to water damage. The insurance industry defines flooding as damage caused by water after it touches the ground as opposed to damage from a bursting pipe or rain coming through your roof.

I have filed 2 water damage claims and both times the insurance paid to rip the entire floor out and replace it only about 30 was actually damaged by water. As long as you wipe up any spilled water promptly the floor should be no worse for the wear. That said the wood in the laminate floors is prone to water damage if. Fixing water damage areas.